Imagine going out for a big night on the town and the only money you need is found right on your smart phone. That concept is becoming a reality and near-field communication is playing an important role.
With iOS, Android, and other platforms, we see some sites creating a native applications. What's interesting to me is that this idea of optimizing the end-user's experience could have been done ages ago by creating applications that interact with the web on Windows and OSX. My guess is that it just wasn't practical at the time.
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